Privacy

WHAT THIS PRIVACY POLICY COVERS

Qetle takes your privacy seriously. Please read the following to learn more about our privacy policy.

The federal government and the technology industry have developed practical tips to help you guard against Internet fraud, secure your computer, and protect your personal information.

HOW QETLE USES YOUR PERSONAL INFORMATION

This policy covers how Qetle treats personal information that Qetle collects and receives, including information related to your past use of Qetle products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

DATA TRANSFER

Your personal information may be transferred to countries other than your own to process and store data in accordance with our Privacy Policy and to provide you with products and services. Some of these countries may not have the same data protection safeguards as the country where you reside. By using our products and services, you consent to us transferring your data to these countries. We are committed to ensuring your information is protected, and we apply safeguards in accordance with applicable law.

INFORMATION COLLECTION AND USE

General

Qetle collects personal information when you register with Qetle; when you use Qetle products or services; when you visit Qetle pages or the pages of certain Qetle partners; and when you enter promotions or sweepstakes. Qetle may combine information about you that we have with information we obtain from business partners or other companies.

When you register, we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services, we might also ask for your address, Social Security number, and information about your assets. When you register with Qetle and sign in to our services, you are not anonymous to us.

Qetle collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

Qetle automatically receives and records information from your computer and browser, including your IP address, Qetle cookies information, software and hardware attributes, and the page you request.

Qetle uses information for the following general purposes: to customize the advertising and content you see, to fulfill your requests for products and services, to improve our services, to contact you, to conduct research, and to provide anonymous reporting for internal and external clients.

INFORMATION SHARING AND DISCLOSURE

Qetle does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you’ve requested, when we have your permission, or under the following circumstances:

We provide the information to trusted partners who work on behalf of or with Qetle under confidentiality agreements. These companies may use your personal information to help Qetle communicate with you about offers from Qetle and our marketing partners. However, these companies do not have any independent right to share this information

We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Qetle terms of use, or as otherwise required by law.

We transfer information about you if Qetle is acquired by or merged with another company. In this event, Qetle will notify you before information about you is transferred and becomes subject to a different privacy policy.

Qetle displays targeted advertisements based on personal information. Advertisers (including ad-serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18–24 from a particular geographic area.

Qetle does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.

Qetle advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

Qetle works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you have requested, please read our detailed reference links.

COOKIES AND SIMILAR TECHNOLOGIES

Qetle may set and access Qetle cookies on your computer. We may also set and access device identifiers, which could include IP address, user agent information (browser version, OS type and version), and device-provided identifiers. Once you log in to Qetle on your device. Qetle may recognize your device to provide you with a personalized experience, independent of your device settings.

Qetle lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies’ use of their cookies and device identifiers is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to Qetle cookies.

Qetle uses web beacons to access Qetle cookies inside and outside our network of websites and in connection with Qetle products and services.

YOUR ABILITY TO EDIT AND DELETE YOUR ACCOUNT INFORMATION AND PREFERENCES

You can edit your Qetle Account Information, including your marketing preferences, at any time. You can also modify information you have provided to Qetle through the Qetle products or services you may use.

New categories of marketing communications might be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories, or they can unsubscribe by following the instructions contained in the messages they receive.

We reserve the right to send you certain communications relating to the Qetle service, such as service announcements, administrative messages, and the Qetle Newsletter, that are considered part of your Qetle account, without offering you the opportunity to opt out of receiving them.

You can deactivate your Qetle account by visiting our Account Deactivation page. Please click here to read about information that might possibly remain in our archived records after your account has been deactivated. You can always reactivate your account at any time.

CONFIDENTIALITY AND SECURITY

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information in order to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

CHANGES TO THIS PRIVACY POLICY

Qetle may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your Qetle account or by placing a prominent notice on our site.

QUESTIONS AND SUGGESTIONS

If you have questions or suggestions, or if you wish to make a complaint, please complete a feedback form or contact us at:

Qetle Inc

3726 W. Polk St., Suite 1

Chicago, IL, 60624

If you feel that your inquiry has not been satisfactorily addressed, please click here for information on consumer agencies that may be able to provide you with additional assistance